Broker Check
Jerry Lynch CFP® CLU ChFC

Jerry Lynch CFP® CLU ChFC


Jerry Lynch is President and Founder of JFL Total Wealth Management and has operated as an independent advisor for over 25 years.  With over 35 years of experience in the financial industry and working with individuals and small business owners, Jerry has always used a team approach—collaborating with outside accountants, attorneys, benefits specialists, investment professionals, life insurance and business insurance agents, Third Party Administrators and others—to deliver comprehensive financial planning services to his clients and help them pursue their financial goals, even in the toughest of economic conditions.

Jerry Lynch has been a regular guest on Fox News and CNBC and produces articles for The Star Ledger, USA Today, CNBC,, Washington Post, International Business News, and many other established publications. He was recognized by Financial Times as one of their “Top Financial Advisers” in 2015-2016 (Top 20 in the state of NJ). Jerry has been acknowledged as a “Top Wealth Manager” by NJ Monthly Magazine for the last six consecutive years and a Five Star Wealth Manager from 2012-2023.

Jerry is a proponent of continuing education and is a founding member of the Academy of Preferred Financial Advisors (APFA), one of the top coaching programs for financial planners in the nation. Jerry enjoys volunteering his time by guest lecturing/mentoring finance majors at Ramapo College and William Paterson University, as well as being involved in Don Bosco Prep’s Alumni Association. Jerry was inducted into Don Bosco Prep’s Hall of Fame in 2010. Jerry and his family reside in Mountain Lakes, NJ and he enjoys tennis with his wife and golf with his three sons (a perfect foursome).


Click for important disclosure language on Five Star Award.

The "Top Financial Advisers" list recognizes the top financial advisors who specialize in serving defined contribution (DC) retirement plans. The list was developed in collaboration with Ignites Research, a subsidiary of The Financial Times that provides business intelligence on asset management, and Broadridge Financial Solutions, Inc. a leading provider of data solutions and market intelligence. Ignites Research created the methodology and ranked the advisors. Broadridge provided unique data from its proprietary databases that helped identify advisors who specialize in serving DC plans, including 401(k) plans and other DC accounts. To qualify for the list, advisors had to have 20% or more of their total client assets in DC plans. Qualified advisors were then graded based on seven broad factors: DC assets under management, growth in DC plans and assets, degree of specialization in the DC business, experience, participation rate in DC plans advised, industry certifications, and compliance record.